Report your customer behaviour every month, without the guesswork.
Credzai turns the spreadsheet you already keep into a validated bureau file — header to trailer, every segment in order — and verifies your customer data before you lend. Built for NBFCs reporting to all four bureaus.
No card, no install. Questions? +91 86955 55445
Two jobs, one platform
Conversion is the flagship. Verification sits alongside it, so the data you submit and the data you underwrite on come from the same place.
Credit Bureau Reporting
Upload your commercial data, map columns once, and export a pipe-delimited bureau file with HD, BS, AS, RS, CR, GS and TS segments in the order the bureau expects. Core fields are checked before you download.
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Background Verification Reports
Verify multiple domains in one go and download a PDF report — company, individual or salaried. Bank account, PAN, GSTIN, IEC, Udyog Aadhaar and statement analysis, all real time.
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Why Credzai
RBI keeps adding to what an NBFC has to comply with. In the first half of 2018 it cancelled the licences of 368 NBFCs for non-compliance — E-KYC, bureau reporting and the rest. Credzai handles those filings for you: data reporting to CIBIL, Experian, Equifax and CRIF, and KYC verification of your customers.
What we handle for you
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Mr. Kumar lends for a living. An enquiry came in for ₹2 lakhs at 15% per annum from Mr. John, who lived on M.G. Road. A friend nearby vouched for him — big cars, houses in the area — so Mr. Kumar lent the money the same day. Mr. John defaulted on the first instalment and stopped taking calls. Only afterwards did Mr. Kumar run the data through Credzai, and find the existing liabilities and the legal cases already running against him.
He hasn't lent without verifying a customer since.
Try it before you ask for access
Paste a couple of rows in the sandbox and watch the segments build. Nothing leaves your browser.
Sandbox
A cut-down version of the converter. Edit the sample rows, convert, and read the output. Illustrative only — the full tool validates every core field and writes the header and trailer for you.
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How it works
Four steps, the same every cycle. Most teams are through a monthly submission in under ten minutes.
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Start from our template
Coded fields come as Excel dropdowns, so your team picks from the allowed list instead of typing codes.
Services
Conversion for what you submit, verification for what you underwrite.
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Pricing
Data reporting is billed monthly by how often you file. Reports are priced per report, by volume band.
Data reporting
| Frequency | Once a month | 2 times a month | 4 times a month |
|---|---|---|---|
|
Data Reporting
per month
|
₹15,000 | ₹25,000 | ₹40,000 |
Reports
| Volume | 0 – 100 | 101 – 500 | 501 & above |
|---|---|---|---|
|
Verizai Report
per report
|
₹4,000 | ₹3,750 | ₹3,500 |
GST applicable.
About us
We make data verification easy using data and technology. Credzai helps customers verify their data online on a real time basis, and prepare it for the bureau without a developer in the loop.
Why us
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How we started
Credzai launched with the intention to provide solutions to individuals, corporates and NBFCs. Verification of data plays a vital role in day-to-day transactions, and bureau reporting turns that same data into a filing obligation. We built one platform for both sides of it.
Contact us
Tell us what you're reporting and we'll come back the same working day.
No.94/113, S10, Prince Towers,
Pursaiwalkam High Road, Kellys,
Chennai - 600010
We've opened WhatsApp with your details — send the message and we'll reply there.
Book a demo
Thirty minutes, screen shared, with one of your own files if you'd like. We'll show the mapping step, the validation report and the export.
We've opened WhatsApp with your details — send the message and we'll confirm a slot there.
Request access
Accounts are issued by our team. Tell us who you are and what you report; we verify the member details and email your credentials.
We've opened WhatsApp with your details — send the message and our team will verify your member details and set up your account, usually within one working day.